Chapter 80: Money Talks
Monday, February 12th, 2007As I’ve mentioned a few times, I’m very good at saving money when it comes to buying stuff. I will always do my research and get what I’m looking for at the best possible price. By doing this, I’m sure I have saved thousands over the years.
Strangely, while I’m good at saving money, I’m not very good at making my money grow. I’ve never done any investments, and even when I have some decent money saved up, I just let it sit in my savings account, which has next to no interest. Just this weekend, I’ve finally looked into putting some money into a RRSP, and I finally realize how much of a tax break this can result in.
February marks the one year mark of employment with my current company, and I got a nice raise and a bonus to boot. That was a very pleasant unexpected surprise.
For me, I think the saying is true - money only matters when you don’t have any. I find that I’m a lot less diligent in keeping track of my money now that I don’t have to worry about whether I have enough. Since my company is expanding and hiring a lot of new employees, I’ve had to help buy a lot of new equipment on my own credit cards, before expensing it. In this last month alone, I’ve rolled almost ten grand on plastic for the company. I’m so unconcerned about the money, that I keep putting off submitting my expense sheet. Also, I’ve been so lackadaisical with keeping track of all the purchases, that I wouldn’t be surprised if I missed expensing some of them. Hopefully I didn’t miss any of the large items, but I’m not sure why I’m not even that concerned about it.
My main credit card is a PC Financial Mastercard, which gives 1% back in PC Points to spend on groceries at Superstore. I have like $400 worth saved up, just from expensing so much. I only have about a $5500 limit on it, so sometimes when I have to buy a lot of stuff in a short period of time, like last month, I need to defer to my Starbucks Visa card, which gives 1% back to spend at Starbucks. They give nice perks with this card too, where often they include coupons for free beverages or food with their statements. I’ve hardly put any personal purchases on the Visa myself, but I still have almost $100 to spend at Starbucks.
On the poker front, this month has been pretty good so far. I’ve only played five sessions, totalling about 7.5 hours, and I’m up $273.75. I haven’t had a single losing session yet, but one of those sessions, I finished up only a nickel. In the past, a significant portion of the money I’ve earned from online poker is by way of being a bonus whore and just clearing deposit bonuses, while winning only small amounts in doing so. This month, that figure represents basically pure winnings, so I’m pretty happy about that.
As for an update on my hockey pool, it looks like I’m well on my way to winning the $120 pot as well. I’ve been leading the pool since November, with the difference to second place ranging from between 80-30 for the most part, but just in the last week or so, it has grown to over 100, and barring any catastrophes, I can’t see anyone catching up. My lineup now consists of:
- V. Lecavalier (doing way better than anyone predicted)
- B. Richards (not doing close to what was expected)
- M. Nylander (doing pretty well)
- M. Straka (almost keeping pace with Jagr)
- E. Staal (significantly underperforming thus far)
- R. Brind’Amour (old-timer doing better than Staal)
- P. Kariya (well below last year’s pace)
- J. Arnott (meeting expectations)
- M. Savard (great pickup and exceeding expectations)
- M. Sundin (steady as always)
- B. McCabe (very strong start but faded off)
- T. Kaberle (same as McCabe)
- S. Gonchar (can’t go wrong being on same powerplay as Crosby)
- D. Boyle (doing better than expected)
- M. Brodeur (best goalie, period - 10 shut outs already)
- M. Kiprusoff (second best goalie in my league, tied with Luongo)
My strategy of picking my goalies early while sacrificing my forward picks has paid off in spades. Right now, Brodeur is worth a good 30 points over any other goalie in my pool - representing a significant portion of my lead. The other key to my lead is my defensemen, all of which are my original draft picks. All four are in the top 13 point getters for my league. My forward picks were actually pretty bad. In fact, I only have four of my original ten forwards, and out of those, only Lecavalier is doing well.
For those more hockey savvy, you may have realized that I have a lot of pairs of players from the same team. With my fourteen players, not including goalies, I only have seven teams represented. I have two Rangers, two Hurricanes, two Predators, three Lightning, and three Maple Leafs. These teams all have better than average power plays, and when they get it going, I can really rack up the points fast. The best goals are on the Lightning or Maple Leaf powerplay, where for example, Boyle will score on assists from Lecavalier and Richards (which happened today) or Sundin scores from Kaberle and McCabe. Those end up being 7-point goals for me. I think I’m the only person in my league that has more than two players from any one team, so nobody else can get those 7-point super specials.
Anyways, barring any major injuries, I think I’ll just keep my lineup the way it is until the end of the season, and that should be enough to win. I’m so hesitant to modify my lineup that I can’t even pick someone to drop so that I can pick up Forsberg, now that he’s finally got his skate problems fixed.
I think all the others in the pool have basically given up now. Nobody has shown much interest in the pool in the last little while, and I don’t blame them. =)